Covid 19 Corona Virus – The need to maintain Liability Insurance even when closed to the Public.

Pubs, Hotels, Cinemas, Restaurants, Gyms – during temporary closure as a result of the Covid 19 containment measures, some businesses that service the Public may be tempted to operate without liability insurance when temporarily closed due to Corona Virus containment measures. This may create additional problems for the business as there remains a very real…

CCTV and Defence of Injury Claims

https://www.irishtimes.com/news/crime-and-law/courts/circuit-court/mother-withdraws-claim-over-injury-to-gallivanting-son-in-eddie-rockets-1.3536179 CCTV cameras prove their worth again in defence of this injury claim. We strongly recommend business owners retain CCTV footage for a minimum of 60 days (and at least 6 months in the event of an incident that they may need to defend) Claimants are in theory supposed to notify their intention to claim…

Report on the Cost of Employer and Public Liability Insurance

https://www.finance.gov.ie/wp-content/uploads/2018/01/180125-Report-on-the-Cost-of-Employer-and-Public-Liability-Insurance.pdf Significant changes have been set in motion in order to address the cost of insurance for motor, employers liability and public liability policies in Ireland. The working party have provided recommendations, including: CSO to consider the feasibility of Collecting price information on the cost of insurance to business. Central Bank of Ireland to examine…

Dublins bar scene is booming once again – fourth year of solid improvement

The continued upturn in Sales/Turnover for Dublin’s pubs is attracting investors. Further good news with the addition of another major trading day –  Good Friday now being available for opening. Exposure to claims does increase with increased activity. Blackrock Insurance are there to help Brokers with liability solutions for pubs appealing to a slightly more…

Insurance Broker warns sports clubs insurance is not available for risks with claims

https://www.independent.ie/business/irish/broker-warns-that-sports-clubs-face-closure-over-rise-in-insurance-claims-36511726.html A leading broker has warned that sports clubs face closure due to an unwillingness among Insurers to offer liability cover to those that have suffered claims. Members clubs benefit from the principle that members generally cannot sue their own club for injury (members ARE the club, and so you would be effectively suing ‘yourself’).…

Dublin hotels are now full 300 nights of the year – Insurance implications

http://www.thejournal.ie/dublin-hotels-full-2-3572144-Aug2017/?utm_source=email Good news for the hotel industry reported in the Journal: Dublin hotels are experiencing a third year of double-digit growth in average room prices. the average price for a room to €128, surpassing the pre-crash peak price of €120 occupancy levels in the capital’s hotels topped 82% For the Insurance Underwriter, there are 3 key…